Privacy Policy

Privacy Policy

Last Modified: 8/14/2023

Wealth Compass Financial, Inc., Wealth Compass Insurance Services, Inc., and Wealth Compass Tax & Accounting, Inc. (collectively “Wealth Compass”) is committed to promoting and protecting the privacy rights of its clients.

Protecting your privacy is very important to us. Our goal is to treat the personal information you furnish us with the utmost respect and in accordance with this Privacy Policy. We request that you carefully read this Privacy Policy and our Terms of Use before using the website. By accessing, visiting, viewing, or using the website in any manner, you are agreeing to the terms set forth in this Privacy Policy, as well as the Terms of Use for the website.

This privacy policy describes the types of personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) we may collect from you or that you may provide when you visit our website and our practices for collecting, using, maintaining, protecting and disclosing that information. PII includes information such as your name, address, phone number, ZIP code, email address and similar information. Non-PII is non-personally identifiable information, and may include, for example, your IP address, browser type, domain names, access dates and similar information.


Personal Information We Collect and How We Collect It

You can visit us on the Internet without telling us who you are or revealing any information about yourself, including your email address. In this case, our web servers may collect the name of the domain you used to access the internet (such as and the website you came from and visit next. This information is used by us and our business partners to measure the number of visits, average time spent, page views and other statistics about visitors to our website in general. We also use this data to monitor site performance and to make the site easier and more convenient to use.

There are times when we may ask you for information about you to assist us in providing services to you and meeting your various needs. In these cases, your browsing will no longer be anonymous to us. To provide these services, we may need to ask you directly to provide, among other things, your financial information, such as account number, annual income, investment objectives, adjusted net worth, federal tax bracket, outside investments, and your personal information, such as name, signature, social security number, passport number, driver’s license or state identification card number, education, employment information, bank account information, physical address, email address and telephone number.


Children’s Privacy

Please note that we do not knowingly collect or solicit personal information from children under the age of 16 through our website, and we do not knowingly market our products or services to children under the age of 16 without parental consent.  If we learn that we have received information directly from a child who is under the age of 16, we will delete the information in accordance with applicable law.


Links to Affiliate and Non-Affiliate Websites

You should be aware that linked sites may have their own privacy policies or notices that differ from this Privacy Policy. Your use of linked sites is governed by the privacy policies and terms and conditions of those sites, which we strongly suggest you review.


How We Use Your Information

We may use information that we collect about you or that you provide to us, including any personal information, for any purpose including, but not limited to:

  • Providing you with materials you have requested
  • Contacting you for the potential purchase of insurance or other financial products
  • Personalizing our contact with you
  • Operating, providing, improving and maintaining our website
  • Developing new products and services
  • Preventing abusive and fraudulent use of our website
  • Sending you administrative messages, content and other services and features in which we believe you may be interested
  • Any other administrative and internal business purposes permitted by law


Protection of Your Information

We employ administrative, technical, and physical safeguards to secure personal information.  We maintain a variety of security measures to protect against the loss, misuse, and alteration of information under our control. Although we make good-faith efforts to safeguard and maintain the security of such information, we cannot guarantee that it will remain free from unauthorized access, use, disclosure, or alteration. Transmission via the Internet is not completely secure, and we cannot guarantee the security of information collected through our Website.  Further, we cannot guarantee that our security measures will prevent unauthorized persons from accessing or obtaining this information. We assume no liability to you or any other party in relation to the unauthorized access, use or alteration of any information provided to us, unless otherwise provided for by state or federal law.


Notification in the Event of Data Breach

As previously stated, although we make good-faith efforts to maintain the security of your information, we cannot guarantee that it will remain free from unauthorized access, use, disclosure, or alteration. In the event your personally identifiable information is breached by an unauthorized party, we will comply with your applicable state law in notifying you of the breach.


Accessing or Correcting Your Information

You may access the data collected by us about you by sending a request to us. If you believe that an error has been made in the accuracy of the information collected from you, we will correct such error upon adequate verification of the error and the identity of the person seeking the correction.


Sharing Information and Consumer Choice

When you provide information to us, we may share your information, to the extent provided by applicable law, with our affiliated companies and third parties for the purpose of fulfilling your requests as well as offering you other services that may be of interest to you. It is not shared with any third party, unless requested by you or permitted by law. Under no circumstance will we sell your information or transfer your information to any ad network, ad exchange, data broker or other advertising or monetization related service. We may also aggregate statistics that we gather about our customers, sales, traffic patterns and services, and provide these statistics to third parties; however, when we do, these statistics will not include any personal information that identifies individuals.



If you are browsing, a cookie is used to help us measure the number of visits, average time spent, page views and other statistics relating to our website. This cookie, by itself, does not reveal to us your email address or who you are. If you decide to register online with us, we may collect additional information to provide tailored offerings or content to you. In this case, we use cookies to recognize you on subsequent visits and make your online experience more convenient.

Cookies are small pieces of data stored by your internet browser on your computer's hard drive. They cannot be used to collect data from your hard drive, obtain your email address or personal identifying information about you. You may set your browser to notify you when you receive a cookie or to prevent cookies from being sent. Please note, however, that by not accepting cookies, you will limit the functionality we can provide you when you visit our site.


Handling of ‘Do Not Track’ Signals

The California Online Privacy Protection Act provides that a website operator must:

“Disclose how the operator responds to web browser ‘do not track’ signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third-party websites or online services, if the operator engages in that collection.”

It is important for you to know that we do not engage in the type of collection referenced in the California law.


Your California Privacy Rights

This section describes your rights under the California Consumer Privacy Act (“CCPA”), as amended by the California Privacy Rights Act (“CPRA”).

Under the CCPA and CPRA, “Personal Information” means “information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.” As a financial services organization, any information we collect, process, or disclosed pursuant to the Gramm–Leach–Bliley Act (Public Law 106–102) or the California Financial Information Privacy Act (Division 1.4 (commencing with Section 4050) of the Financial Code) is exempt from the requirements of CCPA and CPRA. In addition, some information we collect may be exempt because it is considered public information (i.e., it is made available by a government entity) or because it is subject to other federal privacy laws, such as the Health Insurance Portability and Accountability Act.

To the extent that we collect Personal Information that is subject to the CCPA and CPRA, your rights as a California resident to request access, correction, and deletion of that information are described below.

Wealth Compass does not “sell” or “share” your Personal Information as those terms are defined by CCPA and CPRA; however, we may share your Personal Information for the purposes of targeted advertising, which under CCPA and CPRA, may be considered a “sale.” We provide details below regarding how you can opt-out of such sharing or “selling.”


Description of Your Rights

Subject to certain limitations, you have the following rights with respect to your Personal Information.

  • Right to Know/Access Information – You have the right to request that we disclose certain information to you about our collection and use of your Personal Information over the past 12 months with respect to the following:
    • The categories of Personal Information we collect about you.
    • The categories of sources for the Personal Information we collect about you.
    • Our business or commercial purpose for collecting or selling that Personal Information.
    • The categories of third parties with whom we share that personal information.
    • The specific pieces of Personal Information being collected about you.
  • Right to Request Deletion of Information – You have the right to request in certain circumstances that we delete Personal Information that we have collected directly from you. It should be noted that we may not be able to delete certain Personal Information due to business, regulatory, legal, and compliance purposes. In addition, deletion of your Personal Information may affect our ability to provide services, products, and support to you.
  • Right to Correct – You have the right to request that we correct inaccuracies in the Personal Information we collect about you.
  • Right to Opt-Out of the Sharing of Your Personal Information – You have the right to request to be opted out from the sale or sharing of Personal Information for the purposes of targeted advertising.
  • Right to Limit Use/Disclosure of Sensitive Personal Information – You have the right to limit the use/disclosure of your sensitive Personal Information.
  • Right to Non-Discrimination – You have the right to not be denied goods or services, charged different prices or rates for goods or services, or receive a different level or quality of goods or services, as a result of exercising the above rights.

How to Submit a Request

You may submit a request to exercise your California privacy rights through any one of these means:

Verification Procedures – In order to process your request to know about or delete personal information we collect or disclose, we must verify your request. We do this by requesting that you provide personal identifiers that we can match against information we may have collected from you previously. We may also request you to confirm your request using the email or telephone account stated in the request.

Requests by Authorized Agent – You may authorize another individual or a business registered with the California Secretary of State, called an authorized agent, to make requests on your behalf. We require that you provide legal documentation confirming the identity and authority of an authorized agent to act on your behalf. Such documentation may include, but is not limited to, a power of attorney, conservatorship or guardianship documentation, letters testamentary, or notarized statements (as may be appropriate under the circumstances). Parents of minor children may be required to submit a birth certificate of the child, to make requests on the child’s behalf.

Retention of Personal Information

We retain your personal information in accordance with our record retention schedules and policies. Personal information is retained as long as necessary to meet business, legal, and regulatory requirements. Retention may be extended in connection with litigation or investigations.

Changes to this Privacy Policy - If we make changes to this Privacy Policy, we will revise the "Last Modified" date at the top of this page. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on this Website. Your use of our Website following these changes means that you accept the revised Privacy Policy.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, please contact us at:

5860 Owens Ave, Suite 150

Attn: Client Services

Carlsbad, CA 92008